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Experian

Welcome to the News View for "Experian".

Here, on these archive pages, you'll find all of the articles on Payments News for Experian listed in date sequence beginning with the most recent article at the top of the page.

Click here for a complete listing of what's available in the Payments News Archive - organized by both posting date and subject category.

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October 21, 2013

Headline News from PaymentsNews.com - October 21, 2013

On Twitter:

On the web:

On the wires:

Updates from Glenbrook:

  • Looking for consulting help from Glenbrook? Let us know your needs here - and we'll get right back to you!
  • Join Glenbrook's Carol Coye Benson and Scott Loftesness for our Glenbrook Payments Boot Camp on December 10-11th in Palo Alto, California!
  • Glenbrook's Elizabeth McQuerry will be speaking on New Payments Regulation in Brazil at the International Money Transmitter Conference in Miami 4-7, 2013.
  • Join our mailing list for updates about Glenbrook events. Follow us on Twitter: @paymentsnews and @paymentsviews

Note: Headline News is compiled by Glenbrook Partners. Throughout the day, as we spot interesting developments, this post is updated. Find something interesting to share? Tell us about it: gotnews@paymentsnews.com!

October 01, 2013

Headline News from PaymentsNews.com - October 1, 2013

On the web:

  • Coming Soon? An Occupy Wall Street Debit Card - New York Times - "The idea, led by a group that includes a Cornell law professor, a former director of Deutsche Bank and a former British diplomat, is meant to serve people who do not have bank accounts, but it also aims to make Occupy a recognized financial services brand."
  • How Much Will Judge Leon's Decision Whack DDA Revenues? - Pymnts.com (David Evans) - "The only ray of sunshine here for non-exempt debit card issuers is that between an appeal, maybe the Supremes, and a new rule making it could be a while before any of these reductions hit DDA and consumer banking P&Ls."

On the wires:

  • Global Payments Names Jeffrey S. Sloan Chief Executive Officer - "Paul R. Garcia, Chairman of the Board, said, "Jeff is prepared to lead this company as its President and Chief Executive Officer. His decisive leadership and his deep experiences and knowledge across the entire business uniquely qualify him to successfully assume this role immediately. He is well respected throughout the industry and he embodies the company's core values."
  • Experian to acquire device identification leader 41st Parameter - "41st Parameter will strengthen Experian's global web fraud detection and risk-based identity authentication capabilities."
  • Leaf Closes $20 Million in Funding to Advance Open Commerce Platform and Mobile POS - "Leaf, creator of the LeafPresenterTM, a tablet specifically designed for commerce, today announced it has closed $20 million in its first round of institutional funding from Heartland Payment Systems, one of the nation’s largest payments processors and a leading provider of merchant business solutions."
  • TNS and AJB Introduce Simplified Payments for Merchants - "Large merchants across North America can now relieve the headache of operating a complex payments infrastructure while at the same time position themselves for future growth thanks to a new managed service solution from Transaction Network Services (TNS) and AJB Software (AJB)."
  • Adyen’s Global Mobile Payments Index Indicates 27 Percent Growth in Mobile Transactions in Past Four Months - "Adyen's Global Mobile Payments Index tracks the actual purchases on the platforms and can therefore also provide an insight into the monetization of mobile content by brand. iOS devices (iPhone and iPad) accounted for nearly 75% of all mobile transactions on Adyen’s platform (which equals 13.1% of all transactions, up from 11% at the end of April 2013) and Android devices were responsible for nearly 25% of mobile transactions (4.3% of all transactions, up from 3.1%)."
  • mopay Signs Global Agreement with Telefónica Digital - "Under this agreement, mopay will be granted direct access to Telefónica’s billing platform, thus connecting mopay directly to the telco’s subscriber base worldwide. Consumers using mopay can purchase digital goods and services frictionlessly in nine countries where Telefónica Services are currently available and charge the purchases to their phone bill."
  • Debit Card Swipe Fee Reform Lowered Prices - "A new economic report released today by the Merchants Payments Coalition shows that debit card swipe fee reform saved consumers and merchants billions of dollars in 2012, as anticipated by Congress when it passed debit reform legislation in 2010."

Updates from Glenbrook:

  • Looking for consulting help from Glenbrook? Let us know your needs here - and we'll get right back to you!
  • Join us for our new series of Glenbrook Payments Boot Camps coming this October - 8th/9th in the San Francisco Bay Area and 23rd/24th in New York City!
  • Glenbrook's Allen Weinberg and Erin McCune will be at Money2020 in Las Vegas October 6-10 - please reach out to them directly to catch up in person or set up a briefing at the conference. Erin will be moderating an Invoicing, Billing & Collections panel with Bill.com CEO Rene Lacerte, Billtrust CEO Flint Lane and Billhighway Chairman Vince Thomas.
  • Glenbrook's Elizabeth McQuerry will be speaking at this year's NACHA Global Payments Forum on October 17-18 in New York City. She'll be speaking on the topic "Mobile Payments, Interoperability & Faster Funds Transfer".
  • Glenbrook's Carol Coye Benson will be speaking at this year's American Bankers Association Annual Convention on October 20-22 in New Orleans. She'll be participating in a panel discussion on The Future of the Payments Industry.
  • Join our mailing list for updates about Glenbrook events. Follow us on Twitter: @paymentsnews and @paymentsviews

Note: Headline News is compiled by Glenbrook Partners. Throughout the day, as we spot interesting developments, this post is updated. Find something interesting to share? Tell us about it: gotnews@paymentsnews.com!

May 03, 2013

Glenbrook's Scott Loftesness at Experian's Vision 2013 Conference

GP Logo Horizontal 140pxGlenbrook's Scott Loftesness will speaking on Monday, May 6, at Experian's Vision 2013 Conference in Carlsbad, California.

Scott will be helping to moderate a panel titled "Wallet Wars — Payments beyond 2013" that will be discussing the impact of mobile on payment business models and profitability for financial institutions, wireless providers and emerging players.

Speakers include Cherian Abraham (Experian), Pete Donat (First Data), Paul Moreton (Capital One), Ken Moy (MasterCard) and Chris Gardner (Paydiant).

October 11, 2012

January 26, 2012

New Study Examines the Aftermath of Data Breaches

Experian logo 140pxExperian Data Breach Resolution and the Ponemon Institute have released survey findings from more than 500 IT professionals who have experienced a data breach at their company.

"The responsibility of keeping customers' information secure cannot lie solely on the shoulders of IT; rather every executive in the organization should be aware since the reverberation of a breach will be felt by everyone," said Ozzie Fonseca, senior director at Experian Data Breach Resolution. "Survey results show us that a data breach is often the result of human error or a crime– neither of which can be 100 percent prevented. As such, companies must put measures in place – training, preparedness plans, guidelines, etc. -- to help protect their customers' information."

January 12, 2012

Experian and AmEx Announce International Payment Partnership

Experian logo 140pxExperian and American Express have announced a partnership to offer international payment processing and foreign exchange services to Experian’s UK clients.

The partnership adds a global payment processing capability to Experian’s existing range of services, which already includes international bank account validation and domestic payment processing. A direct link to American Express’s Foreign Exchange International Payments product will be included within the Experian Payments Gateway, the most widely used Bacstel-IP service available in the UK.

April 28, 2011

August 25, 2010

Experian To Help Lenders WIth Risk-based Pricing Regulations

experian_logo_140px.pngExperian has announced a comprehensive offering of products and services to help clients comply with consumer notification requirements related to the new Risk-Based Pricing Rule. This is in response to the Federal Trade Commission and the Federal Reserve Board mandates that, effective Jan. 1, 2011, lenders must send consumers a Risk-Based Pricing Notice if the lender does not provide the consumer with the most favorable rate.

February 03, 2009

Experian, PredictiveMetrics Launch PriorityScore for Collections

Experian and PredictiveMetrics have announced the launch of PriorityScore for Collections - "a suite of collection scoring models blending Experian's credit reporting agency data with client-supplied data that produces an accurate ranking and predictive forecast of consumer repayment amounts." READ MORE »

October 07, 2008

Experian Research Highlights Shifting Consumer Delinquency Trends

Experian has announced the results of a study that analyzed delinquency trends across consumer risk segments to uncover the shifting patterns in consumer payment behavior and the geographies most affected. "The changing delinquency trends highlight the severe affect of the mortgage crisis on subprime consumers and its continuing permeation into the prime consumer segment. The study's findings suggest that the conventional wisdom -- consumers who hold a mortgage are less risky than those who don't -- may need to be rethought in light of the mortgage market turmoil." READ MORE »

June 25, 2008

Wirecard, Experian Offer Joint Risk Management Services in Europe

Wirecard and Experian have announced "a strategic alliance to create a unique product to provide risk management support to the rapidly growing European Internet payment market. The new product, hosted by Wirecard, gives clients access to sophisticated analytics, modelling and simulation technology at the point at which they make decisions on their customers. Fully integrated into Wirecard’s payment platform, the new service will help clients to increase the speed and quality of their decision-making during order acceptance and reduce their exposure to Internet fraud." READ MORE »

May 19, 2008

Experian Launches Business Credit Monitoring System

Experian has announced the launch of Account Monitoring Service, a business credit monitoring system that provides relevant and actionable alerts, enabling clients to minimize risk and maximize customer relationships. According to the company, AMS includes "the industry's widest range of credit-based alerts to inform clients of significant positive and negative events in their customers' credit profiles, allowing them to avoid risk or signal up-sell or cross-sell opportunities." READ MORE »

March 11, 2008

Experian, eBureau Partner on Credit Scoring Tool for Unbanked

Experian has announced the launch of Emerging Credit Score, a new credit scoring tool developed with eBureau designed to assist lenders in evaluating the creditworthiness of unbanked and underbanked consumers.

READ MORE »

February 21, 2008

Experian Files Suit Against LifeLock

Experian( has announced it has filed a lawsuit against LifeLock, Inc. "for allegedly placing fraud alerts illegally on credit files maintained by Experian."

READ MORE »

February 13, 2008

Accertify Chooses Experian's Fraud Prevention Tool

Accertify and Experian have announced a strategic partnership to help e-commerce sites process orders quickly while reducing charge-backs and the total cost of fraud. Accertify will offer Experian's Credit Card Verification, an credit card authentication tool, to Accertify's customers. Credit Card Verification provides "robust consumer authentication and confirms the presence of a specific credit card account on a consumer's credit report."

READ MORE »

December 14, 2007

Experian, Microsoft Partner on Identity Management using CardSpace

Experian has announced that Experian and Microsoft have developed a proof of concept identity management service using Microsoft Windows CardSpace. The company said that "as ID fraud activity intensifies, this service streamlines identity authentication and provides a safer and simpler way to pay online."

READ MORE »

November 14, 2007

Experian Consumer Direct Teams With Discover

Experian Consumer Direct has announced a collaboration with Discover Financial Services "to provide Credit ScoreTracker, a comprehensive credit score tracking product, for its more than 50 million cardmembers." The service will cost $7.99/month.

READ MORE »

October 04, 2007

Experian to Offer Credit Report File Freeze to Consumers Nationwide

Experian has announced that it will offer "the option to freeze credit reports to consumers nationwide. Beginning Nov. 1, Experian will allow any consumer across all 50 states, the District of Columbia and U.S. Territories to place a freeze on their credit report. A credit file freeze prevents new creditors from accessing the credit file without the consumer's consent."

READ MORE »

September 28, 2007

Grameen America Reporting Payment Histories to Experian

Grameen American and Experian have announced the two companies have established "a unique data reporting relationship to support Grameen America's business" that will "enable Grameen America's borrowers to establish their credit files and will provide the foundation for building the borrowers' credit scores allowing access to financial services previously not available."

READ MORE »

September 26, 2007

Visa, Experian Announce Strategic Risk Management Alliance

Visa and Experian announced an alliance to create unique risk management products for financial institutions. According to the companies, "the alliance intends to deliver a series of jointly developed risk management products designed to help financial institutions reduce credit and fraud risk losses."

READ MORE »

September 17, 2007

Experian Launches BusinessCreditFacts.com

Experian has announced the launch of BusinessCreditFacts.com, a new online resource designed to help small-business owners gain a greater understanding of the many topics dealing with business credit, such as the importance of business credit and tips for establishing and improving business credit scores.

READ MORE »

June 26, 2007

Experian Announces Integrated Fraud Solution

Experian has announced a new fraud detection solution that the company says "integrates data authentication with consumer challenge questions to create the most comprehensive approach for detecting fraud and managing the associated risk. The new product, Knowledge IQSM, is the first system to merge two essential elements in the fight against fraud."

READ MORE »

June 21, 2007

Subprime Consumers More Likely to Pay Bankcard Debt Before Mortgage Debt

According to the latest Experian study on the subprime lending market, subprime consumers -- those with an Experian credit score of 620 or lower -- are more likely to be 30 days or more late on their mortgage payments than on their unsecured bankcard obligations. As consumers have historically paid mortgage debt over bankcard debt, this finding represents a significant departure from conventional behavior.

READ MORE »

June 14, 2007

Average Credit Score Is 98 Points Lower With One Late Auto Payment

Experian Consumer Direct reports that the average credit score for U.S. consumers with no late auto payments is nearly 100 points higher than for those who have at least one late payment.

READ MORE »

March 06, 2007

Experian, VoiceVerified Alliance Offers Strong Authentication Solutions

Experian has announced an alliance with VoiceVerified to "jointly market and sell authentication solutions that combine data-based and voice biometric authentication technologies to verify an individual's identity. Multifactor authentication will result in reduced fraud and associated operational losses for organizations, address Federal Financial Institutions Examination Council guidance requirements and provide a more secure operating environment for consumers."

READ MORE »

November 27, 2006

Experian, First Manhattan Launch Segmentation and Scoring System

Experian and First Manhattan Consulting Group have announced the launch of Financial Personalities, a segmentation and scoring system for specific types of financial services, including credit card, home equity and mortgage. According to the companies, "Financial Personalities provides marketers of lending products with a unique set of tools to improve customer and prospect targeting, better align products and offers and tailor messaging to appeal to prospects.

READ MORE »

November 20, 2006

Trends in Consumer Borrowing

Experian Consumer Direct has announced the results of a recent National Score Index study showing a 16.9 percent decline from 2001 to 2006 in the rate at which consumers are opening new credit accounts and a 12.6 percent rate at which late payments of 90 days or more are increasing. The national average credit score is 675 -- 7 points lower from 2001 when it was 682.

READ MORE »

October 31, 2006

Survey Shows One in Four Report Personal, Financial Info Stolen

According to the latest Experian-Gallup Personal Credit Index survey, one in five (19 percent) consumers report that they have had their financial information stolen including a bank or credit card number. Approximately one in seven (14 percent) say they have had their personal information stolen, such as a birth certificate, driver's license or Social Security number. Combined, 26 percent of Americans report being the victim of one type of theft, while 7 percent report experiencing both.

READ MORE »

October 16, 2006

Experian Adds New Data Elements to Its National Business Database

Experian has announced the addition of more than 30 new data elements to its National Business Database, providing business-to-business marketers with additional information and specialty data they can use to target new prospects and gain valuable intelligence on existing customers.

READ MORE »

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