Intuit has announced that it plans to take its free GoPayment mobile credit card app and card reader hardware global, with the first implementation in Canada. In addition, Intuit will soon begin shipping a free, newly-designed GoPayment Card Reader in both the U.S. and Canada.

This innovative card reader is a compact, cylinder-shaped device that helps maximize sales with new features that increase the accuracy of each card swipe. Providing greater security than available on other devices, it includes best-in-class, end-to-end encryption that protects a customer’s sensitive credit card data from the moment a card is swiped.

GoPayment for Canada and the new GoPayment card reader will both be available in early 2012.

On the web:

• Updated PayPal Mobile App for Android Featuring P2P NFC Capabilities - PayPal Blog
• In Myeong-dong Shopping District, Mobile Phones Replace Credit Cards - The Korea Herald

On the wires:

• Secure Remote Payment Council White Paper on Secure eCommerce and Mobile Payments
• Bell ID (Netherlands) Launches TSM Software Solutions to Manage NFC Ecosystem Complexity
• GlobalCollect Study Reveals Key Differences in Social and Mobile Gaming in China and Korea
• InteliSpend Prepaid Solutions Expands Offerings in Canada with Universal Visa Prepaid Card
• Delego and YESpay Jointly Provide SAP Customers with a Multi-channel EMV Payment Solution
• Aconite Partners with MK Technology to Distribution Payment Solutions in Vietnam

On the web:

• Intuit says Mobile Payment 'Swipes' Will Go Away, But NFC Probably Not The Solution - Forbes
• Scan Your Groceries on Your Own Mobile Phone with a Grocery Shopping App - Mobile POS News

On the wires:

• ShopSavvy Secures $7 Million Round Led by Facebook Co-Founder Eduardo Saverin
• Chase Military Credit Cards Unveil Enhanced Cash Back Rewards, No Foreign Transaction Fees
• Cardtronics Acquires Mr. Cash

On the web:

• PayPal's Thompson on Cloud-Based Mobile Payments (Video Interview) - Bloomberg
• Mokipay Enables Mobile Payments in Lithuania (via NFC sticker) - ArcticStartup
• Mexico Remittances Rise the Most in 5 Years on Cheaper Peso - Businessweek
• PayPal to Open Global Operations Center in Malaysia - WSJ.com

On the wires:

• Braintree Now Processing $4 Billion Per Year
• Using MoneyGram to Send Money Now Supported Online at Walmart.com
• U.S. Bank Launches the New Visa Convenient Cash Card
• iovation and AliasLab Launch Fraud Protection and Device Identification Services to Southern Europe
• Travelex Introduces Chip & PIN-Enabled Prepaid Foreign Currency Card in Canada

On the web:

• Google’s NFC Wallet Predicament - NFC Times
• Mobile Payments Arrive on BlackBerry Phones - NFC World
• Understanding the Durbin Amendment: A Fun Timeline InfoGraphic - NerdWallet

On the wires:

• CashStar Secures $12 Million in Funding
• Chase Paymentech Launches Safetech in Canada
• SafetyPay Partners With Brazil’s 6th Largest Bank, HSBC Bank Brazil
• VeriFone Announces H5000 Hybrid Terminal with Swipe, EMV, and NFC Support
• AccountNow Customers Can Conveniently Access MoneyGram’s Global Network While Online
• iSend Passes Milestones on Way to Global Coverage in Cross-Border Electronic Payment Services
• Aconite Launches Mobile Application Management Solution For Secure Elements
• Tru.ly Launches First Ever Age Verification API Based on Government Issued Data
• Paytoo Expands Its Presence in Latin America

On the web:

• Consumers to Switch Banks Over Debit Fees - Bloomberg
• Google Wallet Picks Up Steam With NJ Transit Partnership - TechCrunch
• South Korean Credit Card Firms to Cut Domestic Transaction Fees - Korean Herald
• iZettle (the Square of Europe) Secures €8.2 million Funding - Wall Street Journal
• NetSecure Kudos Takes on Square in Mobile Payments - SlashGear
• Tagattitude Launches Audio-based Mobile Payments System in France - NFCNews

On the wires:

• Earthport to Extend Cross Border Payment Reach
• Moneris Brings Mobile Payment Acceptance to Smartphones in Canada
• Online Resources Signs American Heritage FCU For Advanced Banking Software
• Commidea’s Vanguard Payment Gateway Secures High Volume CNP Payments in UK
• BNP Paribas and Bottomline Technologies Announce SWIFT Service Bureau Partnership
• LINC New York Meeting - NFC: Next frontier for Commerce?

On the web:

• How Payment Professionals Should Think About Facebook Credits - Dave Birch Blog
• Bank of America to Add Debit Card Fees - Michael Finney's Consumer Blog
• Amazon to Collect California Sales Tax by January 2013 - WSJ.com
• How New Payment Options (Lay-a-Ways) Can Drive Revenue - Harvard Business Review Blog
• Ryanair 'Cash Passport' Prepaid Card to Carry Hefty Charges - This is Money
• Tabbedout Expands Nationally to More Bars and Restaurants - Austin Business Journal

On the wires:

• Visa Europe Says Foreign Consumer Spending Tops €14.4bn
• CRE Secure Launches New Shopping Cart Platform – Loaded Commerce 6.5
• epay Signs Long-Term Prepaid Processing Agreement for Boost Mobile, Virgin Mobile USA and Assurance Wireless
• An international bank selects Earthport to enhance pension payment services
• eLayaway's Technology Aims to Help the Economy
• Xpress Money Launches their Instant Money Transfer Service in Canada

On the web:

• Dreams of Mobile Payments Lead Telco to Try Banking in Canada - GigaOM
• VocaLink Launches New Product for Mobile Payment Services in UK - Banking Business Review
• Using Data Mining to Catch Suspected Financial Wrongdoers - Portals and Rails
• Mobile Payments for Vending Machines in China - Penn-Olson

On the wires:

• PriceTravel Selects Accertify to Protect Its Online Travel Platform Against Fraud
• eMerchantPay Partners With cashU Expanding Its Presence Across the MENA Region
• CSI globalVCard Mobile App Looks to Change the Way Mobile Online B2B Payments Are Made
• Heartland Payment Systems and Marathon National Bank of New York to Offer Business Clients Expanded Services

On the web:

• PayNearMe Now Lets You Pay Your Utility Bill At The Local 7-Eleven Store - TechCrunch

On the wires:

• PDS to Develop Robust Mobile Payments Acceptance Application
• Payfirma Launches Canada's First Blackberry Mobile Payment App
• USA Technologies Expands JumpStart Offering to Include Stand-Alone Wireless Telemetry Option
• First Data Selects Trusteer to Help Financial Institutions Comply with new FFIEC Guidance for Online Banking Security

Elavon and China UnionPay have announced they have "signed a binding agreement to enable acceptance for UnionPay’s debit and credit cards at Elavon’s merchants in the United States and Europe. The deal also extends credit card acceptance to Elavon’s Canadian merchants and will expand to include Latin America in the future."

Text2Pay has announced that Rogers, Bell, Fido and Telus Canadian customers can now use its mobile billing platform to pay for virtual goods and online content from participating merchants, safely and easily. "Customers’ mobile phone accounts are billed securely, using a two-factor PIN/ZIP code authentication for each transaction."

On the web:

• Future of Money: Crowdsourcing Cash - New Scientist
• PayPal VP: Supporting Payments In The Physical World Is Critical For PayPal - TechCrunch
• Google’s Punchd Acquisition to Push Mobile Wallet Uptake - VentureBeat
• UK Cheques Will Not Be Scrapped in 2018 (Because There Are No Better Alternatives) - Mail Online

On the wires:

• EFT Canada to Acquire Credit Card Gateway
• CHEFS Catalog Serves Cash Consumers with eBillme’s Payment Option
• National Bank (Canada) Launches its International Direct Payment Solution
• New Mercator Advisory Group Report on Non-Prime Credit Card Segments

On the web:

• Isis Plans Mobile Payments Launch in Austin - Reuters
• Merchants Shred Costs of Payments by Plastic - Wall Street Journal

On the wires:

• U.S. Bank Launches Payment Plus to Automate Business Payments in Canada
• New Corporate Insight Report on Mobile Finance Landscape
• Cardtronics to Acquire EDC ATM Business

Payfirma has announced an iPhone-based mobile payment acceptance app that is designed for the Canadian card acceptance market.

Payfirma’s proprietary app lets any business or consumer accept all major credit cards securely on an iPhone, iPod Touch or iPad. Users can swipe or manually input a credit card, capture a digital signature on the screen, and authorize the transaction within 10 seconds. A customizable receipt can then be emailed directly to the customer from within the app.

On the web:

• ABA Seeks ‘Grace Period’ on Fed Swipe Fee Rules - ETA
• American Express Prepaid Lineup Looks Like Overkill - American Banker

On the wires:

• Ping Identity Fuels Growth with $21M in Financing
• Citi Ventures Makes Strategic Investment in Mobile Billing Company Billing Revolution
• Elavon Introduces SAFE-T Suite Point-to-Point Encryption and Tokenization Solution
• Chase Card Services Adds EMV Chip Technology to Its J.P. Morgan Select Visa Signature Card
• NetSecure Technologies Introduces Kudos Credit Card Acceptance Solution in Canada
• New Aite Group Report Merchant Funded Card Incentives
• 2ergo develops new mobile payment system for PizzaExpress (UK)
• Ally Bank Adds P2P Payments to Suite of Services

On the wires:

• Axioma Launches Enhanced Global and Regional Risk Models
• Electronic Payment Exchange and Sprint Extend Relationship through Co-Marketing Deal
• Beanstream Introduces New Global Transaction Product Suite Allowing Merchants to Accept Payments From Around the World
• Global Payments Canada Teams with Precidia for Semi-Integrated EMV Solution for ECRs
• SEGA Chooses PlaySpan for Monetization of MLB Manager Online
• Contis Group Acquires GTP Financial Services for European Prepaid Push

On the web:

• New York Times: How to Avoid Credit Card Problems Abroad - Practical Traveler
• Dow Jones: Verifone Looks To Advances In Mobile Payment
• China Daily: PayPal to End Partnership with Alibaba
• New York Times: New Russian ATM’s Are Built to Detect Lies
• ComputerWorld: MasterCard Warns Skimming Hole Will Be Open For Years

On the wires:

• Abu Dhabi Commercial Bank and Mobibucks Launch Mobile Payment Service in UAE
• SecuTrans Selects Hypercom’s Optimum Systems for EMV Support in Canada
• Turkcell and Garanti Bank Team Up on Mobile-Based Cep-T ParaCard in Turkey
• Point Acquires Paybox Services in France (PDF)

On the web:

• Mobile Commerce Daily: Barclays Sets Eyes on U.S. Mobile Payments Market
• Fast Company: Another Thing NFC Could Change Forever: Product Warranties

On the wires:

• New Aite Group Report on Global Anti-Money Laundering Vendors
• SelectCore Extends Prepaid Reload Platform in Canada
• Think Launches On-Line Ordering, More New Features with FaceCash
• Revel Systems Raises $3.7 Million Series A for iPad-based IPOS System

On the web:

• NetBanker: BillGuard's "Anti-virus for Credit Cards"
• American Banker: Starbucks Mobile Pay App for Android a Hit (Unofficially)
• BusinessWeekMake Business Credit Cards Fair, Too
• PCWorld: NFC Smartphone Payments Taking Off? Not So Fast
• Xinhuanet.com: China Issues Third-party Payment Licenses to Regulate, Spur Online Business
• Monetising Mobile: Speaker Presentations - Visa, BOKU, Nokia
• The Washington Post: Credit Unions Increasingly Offer High-Rate Payday Loans
• TechCrunch: Minno Rebrands As BuySimple, and Raises Money to Go After Micropayments

Just for fun:

• My Modern Metropolis: Pop Culture Cash

On the wires:

• PaymentVision Announces 3.0 Universal Payment Processing Gateway
• iSend Expands International Payment Service into Canada and UK

On the web:

• Google Checkout Blog: Google In-App Payments for the Web
• Springwise: Social Vending Lets Users Buy Drinks for Friends Remotely
• Bank Info Security: Banks Want Their Own .bank Top-Level Domain (TLD)
• Digital Transactions: Durbin Regs Will Take Effect, Though Possibly a Little Late And with Caps ‘Modified’ (ETA Conference Recap)

On the wires:

• mBlox Closes New Fund Raising Round with Singapore’s EDBI
• Western Union Money Transfer Service Available at Banco Bradesco Locations in Brazil
• Giftango and Vesta Eliminate Payment Fraud for Merchants of eGift Cards
• YESpay International Provides a Cross-Border Integrated Payment Solution to North American Merchants
• CPI Card Group Signs Reseller Agreement with DeviceFidelity to Commercialize Mobile Payments

On the web:

• Wall Street Journal: Wireless Carriers Scrap Plans for Their Own Mobile-Payment Network
• FOX Business: PayPal's Mobile Business (Scott Thompson Video Interview)
• VentureBeat: Why in-app billing doesn’t solve all of Android Market’s problems
• MSNBC: Online Game Gets Real-World Banking License in Sweden
• NFC World: Oracle: Is NFC Too Slow for Payments and Coupons?
• NACS Online: Tap-and-Go Payments on the Rise in UK

On the wires:

• Bremer Bank Selects Memento Enterprise Platform for Detecting and Managing Cross Channel Fraud Threats
• Experian and Symantec Collaborate to Protect Online Services with Best-in-Class Identity Proofing and Authentication Technology
• Regulatory Strategies Publishes Detailed Guide for Europe, US, Canada to Precedents and Best Practices for Sharing Data to Stop Ecommerce Fraud

On the web:

• TechCrunch: PayPal Buys Mobile Payments Startup Fig Card
• Chicago Tribune: Facebook Credits to be Used for Real World Goods
• StorefrontBacktalk: Visa Talks Up Canadian EMV E-Commerce Trials
• TechCrunch: PapayaMobile Raises $18 Million (Android In-App Payments)
• NetBanker: Full FinovateSpring 2011 Demo Lineup Revealed

Bango has announced that it has "further expanded its mobile payment platform by adding carrier billing in Canada. This brings the total number of subscribers it reaches through carrier billing in North America to over 200 million. Bango additionally provides mobile credit card and PayPal for payments that cannot be charged to the carrier bill."

The Mobile Money Exchange has a great visual tool that nicely illustrates the proliferation of mobile money deployments around the world.

This tool was originally developed by the GSMA Mobile Money for the Unbanked team (covering the countries under their remit) and has been extended to include all worldwide mobile money deployments.

The Canadian Competition Bureau has announced that it "has filed an application with the Competition Tribunal, to strike down restrictive and anti-competitive rules that Visa and MasterCard impose on merchants who accept their credit cards."

Visa's official statement on the action is here.

Headline News is compiled by Glenbrook Partners:

• Visa Launches Its First Debit Product in Canada
• txtNation Looks to Scandinavia for Mobile Payments Innovation
• NFC Forum Reaches Major Milestone with Launch of Certification Program

• ReadWriteWeb: Nexus S and Gingerbread Phones to Get Full NFC Support Soon
• New York Times: Cash (Not Cards) Is King for More Consumers This Holiday Season

Interac e-Transfer (formerly known as Interac® Email Money Transfer) now provides participating financial institutions "with the opportunity to allow customers to send or receive money almost instantaneously with their mobile phone or their desktop, by either using a mobile phone number or an email address."

Glenbrook's Jacqueline Chilton will be on hand at the inaugural Cash, Treasury, and Risk Management in Canada conference being held Sept 13-14 in Toronto. The event will present Canada as a model for risk management for the world while also addressing challenges in the Canadian environment and treasury strategies from which Canadian corporations and banks can learn. If you're going to be at the conference, let Jacqueline know - she'd love to meet you!

Interac Association has announced it has "successfully carried out a series of contactless debit transactions using Scotiabank debit cards and TD Merchant Services’ point-of-sale terminals. The new contactless enhancement of Interac® Direct Payment, called Interac Flash, increases the functionality of Interac branded debit cards by leveraging dual interface chips that give cardholders the ability to carry out a point-of-sale debit transaction using the contact or contactless feature of the card." READ MORE »

TD has announced that since the launch of its TD mobile app for iPhone and iPod touch devices, the app has been averaging more than 10,000 downloads per day.

"In just over a week, more than 100,000 customers are now ready to bank on the go, wherever and whenever they want," said Joan Dal Bianco, Vice President, Online Channel, TD. "The TD mobile app not only allows customers access to everyday banking at their fingertips, but also delivers the ease and convenience to contact TD Waterhouse to get a quote, place a trade or to reach TD Insurance for help with insurance needs."

TD is also active on Facebook. READ MORE »

In a new report titled "Charting a new course for the credit card industry", Deloitte says that "in the wake of record industry losses, consumer bankruptcies and the recently announced voluntary Code of Conduct for the Credit and Debit Card Industry in Canada, the credit card industry has been transformed from one of the most profitable areas of lending to one of the least." Deloitte says that "two things are clear: issuer strategies need to change and, in many cases, consumers will benefit." READ MORE »