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A Look at EMV Migration in the US - and a Need for Monitoring

Kansas city fed logo 140x60pxIn an article titled "The U.S. Adoption of Computer-Chip Payment Cards: Implications for Payment Fraud", Richard J. Sullivan, senior economist at the Federal Reserve Bank of Kansas City, takes a look at what has happened to payment card fraud in other countries following their migration to EMV-based chip cards.

U.S. regulators and industry leaders should expect shifts in the nature of payment card fraud and take proactive countermeasures. But the United States currently lacks effective tools to gauge what types of fraud are on the rise. Establishing a comprehensive monitoring system could help in assessing the level of payment card fraud, tracking trends in the fraud, and measuring the losses sustained by its victims.

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