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January 08, 2013

New Debit Card Regulations: Initial Effects on Networks and Banks

Kansas city fed logo 140x60pxThe Federal Reserve Bank of Kansas City has published a new Economic Review article entitled, "New Debit Card Regulations: Initial Effects on Networks and Banks".

New regulations have pushed down the fees charged to merchants for processing debit card transactions, but the ultimate impact on merchants and consumers may depend on the debit card industry's new revenue strategies.

InComm Acquires Giftango Corporation

InComm logo 140pxInComm announced that it has acquired Giftango Corporation, a leading digital gifting solutions provider.

“This acquisition opens doors to new and meaningful distribution channels for InComm merchants and product partners. Giftango is the digital gifting technology behind very large loyalty, incentive and mobile platforms in the US market, and has made inroads internationally as well,” said Brooks Smith, InComm president and CEO. “This also adds proven B2B, e-commerce and promotional toolsets to the portfolio of InComm products.”

Dynamics Announces New 'Experience Reward' Partners

Dynamics logo 140x60pxDynamics Inc. announced a number of of "Experience Reward' partners that are now using its ePlate credit card device.

The ePlate technology allows third parties to tie app functionality directly to credit card usage.

Federal Reserve Reports Consumer Credit for November 2012

FedThe US Federal Reserve has reported its latest G.19 Consumer Credit statistics - finding that "consumer credit increased at a seasonally adjusted annual rate of 7.0%. Revolving credit increased at an annual rate of 1.0%, while nonrevolving credit increased at an annual rate of 9.5%."

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