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MasterCard and ING Launch EMV Internet Payments Trial

MasterCard logo 140pxMasterCard and ING Group have announced a joint trial underway in the Netherlands that extends the functionality of the Mobile MasterCard PayPass app to support online purchases.

The solution being tested in the trial supports two scenarios: first, shopping and paying on a phone where the consumer is able to select merchandise they want to purchase, select their payment method, provide their shipping information and enter their PIN to authenticate the transaction. An EMV-compliant cryptogram is supplied by the phone directly to the merchant’s payment gateway for processing. In the second scenario, the consumer is able to start their shopping on a PC or tablet, and then complete the payment step on their phone using a secure QR code that connects the Mobile PayPass application in the user’s phone securely to the merchant’s online shopping cart.

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So what's new? I've been doing that with PayPal for years...

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