Glenbrook's Elizabeth McQuerry recently posted an article over on Payments Views entitled, "Milk and a Fridge: Cross-border Bill Payments – A Developing Market".

Bill payment across borders has the same demands as paying domestic bills – you’ve got to link the funds to the correct account, make sure the money gets there and credited on time and provide the ability to pay for late charges when it doesn’t. On top of that, add foreign exchange conversion.

Have a look.

Debit cards continue to gain global market share from credit cards, and the use of electronic and mobile payments continues to show exponential growth concludes the World Payments Report 2012 released by Capgemini, RBS, and Efma.

“Debit card transactions continue to take market share from other types of payment methods because they easily allow people to bypass the use of cash,” said Kevin Brown, Global Head, Transaction Services Product, International Banking, RBS. “As more and more consumers move to mobile and other electronic payments, we’ll continue to see the exponential growth of innovative payment solutions.”

The World Payments Report 2012 also highlights that Brazil now the third largest non-cash market in the world after the US and the Eurozone.

First Data has released its First Data SpendTrend analysis for the full month of September 2012 compared to September 2011.

Overall dollar volume growth was 5.8%, down from August’s 7.2% growth. The moderation of growth can be attributed to tough comparables as September 2011 was a strong month with dollar volume growth of 9.5%. Transaction growth dipped slightly to 6.3% from 6.5% last month. Average ticket growth was -0.5%, down from August’s 0.6% growth. Although consumers have shown a willingness to spend, they continue to be price-conscious and look for bargains.

SpendTrend tracks same-store consumer spending by credit, signature debit, PIN debit, EBT, closed-loop prepaid cards and checks at U.S. merchant locations.

On the web:

• What CIOs Need To Understand About Apple's Passbook Service - Forbes

On the wires:

• NAB Partners with VeriFone for Payments Innovation
• Virtual Piggy Signs on Triko to Accept Safe Youth Payments
• Rogers Communications Selects Gemalto to Secure Mobile NFC Payment Solutions
• Skrill Announces 29% Revenue Increase And 30 Million Customer Accounts Globally
• NCR RDC Solution Selected by SunTrust to Enable Customers to Make Deposits Anywhere