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February 27, 2012

Chase, Capital One and Barclaycard to use Isis Mobile Wallet

Isis logo 140x60pxIsis has announced that Chase, Capital One and Barclaycard have entered into agreements to enable their credit, debit and prepaid cards to be placed into the Isis Mobile Wallet.

“Today’s announcement is testament to the vision and commitment of Chase, Capital One and Barclaycard to make mobile commerce a real and positive experience for their customers,” said Michael Abbott, CEO, Isis. “Mobile commerce is more than a new way to pay; it’s about extending the relationships consumers enjoy with their banks and merchants into a powerful and convenient new form factor.”
Isis is the mobile commerce joint venture created by AT&T Mobility, T-Mobile USA and Verizon Wireless.

Voltage Security Mobile Plus Initiative

Voltage logo 140pxVoltage Security has announced Voltage Security Mobile Plus, a multi-faceted initiative to extend its existing security solutions into the world of mobile devices, applications and data.

“The Voltage Security Mobile Plus initiative builds on our leadership in delivering data-centric encryption to the largest companies in the world,” said Mark Bower, vice president of product management at Voltage Security. “We are taking our expertise in data-centric security, and our encryption and key management leadership, and building a comprehensive set of data-centric mobile security solutions for email, files, data and payments security.”

ROAM Data Gets Investment and Strategic Partnership from Ingenico

Roam data logo 140pxROAM Data has announced that Ingenico has invested in the company to further fuel its growth and to jointly offer its mCommerce solutions to payment service providers worldwide.

“We are thrilled to have the trust and support of Ingenico’s team. Their recognized expertise in payments and global reach will greatly bolster our growth plans,” said CEO of ROAM Data, Will Graylin. “This new investment will provide us the fuel to create even more mobile commerce innovations and to deliver the best solutions possible to partners and customers around the world.”

ROAM DATA claims it is "behind a vast majority of the encrypted mobile card readers shipped in the past year."

Visa to Move to New Acquiring Fee Structure

Visa logo 60pxhWhile vague on specifics, Visa has announced to investors that it is changing its acquiring side fee structure in April.

First, Visa will lower variable acquirer processing fees for all Visa-branded products and across all merchant segments, including small merchants. Second, we are expanding acquirer and merchant incentives to further lower merchants’ processing costs. Third, Visa is implementing a new Fixed Acquirer Network Fee that will be assessed to acquirers based on both the merchant’s size and its number of locations.

Digital Transactions News talked to a number of sources and was able to piece together a more complete picture.

VeriFone Enables Mobile Network Operators to Manage Wallet Acceptance

Verifone logo 140pxVeriFone has announced the PAYMEDIA Universal Acceptance Platform (UAP), a complete suite of services and software that enables Mobile Network Operators (MNOs) to manage mobile wallet acceptance at merchant systems.

“The missing element in MNO’s mobile wallet plans has been the lack of focus on how to provision, integrate and manage wallet and value-added acceptance apps at merchants’ systems,” said Paul Rasori, VeriFone senior vice president of marketing. “VeriFone's PAYMEDIA UAP bridges that gap in the NFC ecosystem by managing the complexities of mobile commerce acceptance and ensuring a seamless buying experience no matter what wallet, app or program consumers bring to stores.”

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