Movenbank has announced that it will soon begin to "alpha test" its branch-less, paper-less, and card-less banking service.

"This is the reboot of Banking as we know it. Movenbank will combine the best aspects of both a financial services provider and a customer-focused, tech start-up. It is integrating mobile, online engagement, social media and gamification into a new kind of customer experience for banking products and financial services.

Movenbank's Alpha site will launch on 1st October 2011, with commercial operations due to commence in the second half of 2012.

Over on our sister blog, Payments Views, Glenbrook's Carol Coye Benson has posted some thoughts on NACHA's recent Request for Comment about its proposed rule change to support "Expedited Processing and Settlement" of ACH transactions.

Simplee has announced the launch of a fully integrated electronic bill payment service, "making it possible for the first time to pay all of your medical bills and manage all of your health insurance plans and expenses in a single place. Whether for an individual or an entire family, Simplee's Web-based personal health care expense management service is now the easiest way to access a complete snapshot of your health care picture and then pay, reconcile and confirm medical payments at the click of a mouse."

Earlier this year, "the Payment Cards Center of the Federal Reserve Bank of Philadelphia hosted a workshop to discuss insolvency risk in the network-branded prepaid-card value chain, and, in particular, whether the insolvency of a key participant in the value chain poses a threat to consumers and banks." Philip Keitel has recently published a paper (PDF) that summarizes the information presented at the workshop.

Several new positions for payments professionals have recently been posted to Glenbrook's payments industry job board in September:

• Product Manager - Central Bank - Jefferson City, MO
• POS - Product Sales Engineer - PayPal - San Jose, CA
• Executive: Emerging Technology & Payments Strategy - Dynamics Inc. - Cheswick, PA
• Operations/Billing Team Manager - LifeLock - Tempe, AZ

Is your company hiring? Are you in the market for qualified payments professionals? You can reach the best candidates here! Post your job openings for payments professionals on PaymentsJobs.com!

On the web:

• How Payment Professionals Should Think About Facebook Credits - Dave Birch Blog
• Bank of America to Add Debit Card Fees - Michael Finney's Consumer Blog
• Amazon to Collect California Sales Tax by January 2013 - WSJ.com
• How New Payment Options (Lay-a-Ways) Can Drive Revenue - Harvard Business Review Blog
• Ryanair 'Cash Passport' Prepaid Card to Carry Hefty Charges - This is Money
• Tabbedout Expands Nationally to More Bars and Restaurants - Austin Business Journal

On the wires:

• Visa Europe Says Foreign Consumer Spending Tops €14.4bn
• CRE Secure Launches New Shopping Cart Platform – Loaded Commerce 6.5
• epay Signs Long-Term Prepaid Processing Agreement for Boost Mobile, Virgin Mobile USA and Assurance Wireless
• An international bank selects Earthport to enhance pension payment services
• eLayaway's Technology Aims to Help the Economy
• Xpress Money Launches their Instant Money Transfer Service in Canada