TSYS has announced availability of the first phase of results from a nationwide primary research effort focusing on consumers’ use of debit cards.

“There are significant changes occurring within the payments industry, particularly regarding debit,” said Sarah Hartman, senior director, TSYS. “TSYS determined that one of the ways we can help financial institutions better understand these changes and the many decisions facing issuers is to provide actionable information regarding current and potential future consumer payment behavior.”

A copy of the full report can be requested at www.tsys.com/debit.

Naratte, a Silicon Valley-based start-up, has announced that it can provide the benefits of near-field communication (NFC) with ultrasonic technology by using using the speaker and microphone already found on mobile devices.

This new technology, called Zoosh™, is highly engineered software that communicates in frequencies that are inaudible to humans, but are used in nature by frogs, dolphins and other animals. With one software update, an App can now become Zoosh-powered to securely transfer data between millions of devices already in use by consumers.

Works across devices, works on both smartphones and flip phones, etc. Watch the video for an overview of Zoosh in various application scenarios.

Taulia has announced that it has acquired billFLO. "billFLO helps small businesses monitor cash flow and identify liquidity gaps by automating the accounts payable, accounts receivable and expense reporting processes. The combined company turns the conflicting cash flow needs of large buying organizations and their smaller suppliers into a win-win with its cloud-based financial supply chain solution."

On the web:

• More Hurdles Crumble for Same-Day ACH Payments - American Banker
• Is a National Data Breach Notification Law on the Horizon? - Portals and Rails
• FinovateSpring 2011 Demo Videos are Now Online - Finovate
• Durbin 'Ripple' for Community Banks - BAI Banking Strategies
• Little Interest Among U.S. Consumers for Mobile Wallets - Computerworld
• Mobile Payments Startup Calls it Quits, Hires Auctioneer to Sell Off Assets - dBusinessNews

On the wires:

• Turkish Bank Kuveyt Turk’s ATMs to Dispense Gold
• MICROS Simphony Certified to Elavon’s Fusebox Payment Gateway
• TapBase Introduces the Tap Mobile Payments, Loyalty and Rewards Platform
• Coolidge Corner Merchants Association to Offer PXT Money App as Member Benefit
• PAY.ON Continues to Cover Latin America: New Cooperation with DineroMail