The Wall St. Journal's personal finance columnist Jonathan Clements devotes his column today to how consumers can get more from banks - and, according to Clements, it's by cherry picking from the best, not just accepting the products offered by a single bank. He focuses on boosting the interest yield from funds on deposit and maximizing consumer rewards on payment cards.

Péralte C. Paul writes for the Atlanta Journal-Constitution about TSYS becoming a Discover issuing processor. "The deal gives Columbus-based Total System, or TSYS, processing rights on the networks of all four major credit card companies — American Express Co., Visa USA, MasterCard International and Discover — for the first time."

Update: Here's yesterday's press release from Discover announcing the new TSYS relationship. According to Discover, "the agreement, which will provide issuers with more options in choosing a preferred processor on the Discover Network, is part of the Discover Network's commitment to offering payment solutions that deliver significant value to issuers."

Metavante has announced the availability of its redesigned HSA solution that has been "reengineered to reflect the findings of Metavante-sponsored research detailing what consumers look for when researching and using HSAs."

FraudSciences Corp., a provider of "guaranteed online credit card-not-present fraud detection and protection", has announced it has closed its Series B round of venture funding totaling $11 million from Redpoint Ventures and BRM Capital.

The National Association of Federal Credit Union's web site has an article titled "NACHA releases interim data-breach policy" describing a new NACHA policy that requires ACH participants to "nform NACHA and others if they believe consumer information has been lost or gotten into the wrong hands."

• MICROS Delivers Harmony to POS Technology with Simphony
• TJX Revises Consumer Settlement, Agrees To Pay Cash
• La Quinta Partners with Chase to Launch Loyalty Program Credit Card
• Bank of America Introduces New Online Community Designed to Encourage Small Business Exchange
• Discover(R) Card Ranked Highly in Customer Satisfaction in the J.D. Power and Associates 2007 Credit Card Satisfaction Study
• Capital One Provides Tips to Help Small Businesses Safeguard Against Cyber Crime
• Mojungle Announces Release of Mobile Technology Application Programming Interface (API)

We have received news of the following recent management changes:

• Greg Leos and Theo Rokos have been named as senior vice presidents of sales for, respectively, the Eastern and Western United States regions at RBS Lynk. Leos previously was with Moneris Solutions. Rokos joined RBS Lynk from Wolters Kluwer.