The Early Show on CBS this morning interviewed Consumer Reports Money Adviser Editor Greg Daugherty about mobile banking - who says it's "been around about since the beginning of the year. But I think most consumers are probably hearing about it just about now."

NCR has announced that it has entered into a global reseller agreement with MShift, a San Jose, California-based provider of customizable wireless solutions. NCR will offer the MShift Mobile Banking Solution as part of its suite of Internet banking services enabling "financial institutions to provide customers with anytime, anywhere access to online banking services via their cellular phone, personal digital assistant (PDA), and other wireless devices."

Diebold has announced that it has been granted five U.S. patents over the last 18 months "covering a variety of applications that enable mobile devices to interact directly with bank ATMs. These technologies extend beyond current mobile banking practices that permit using mobile phones to conduct online banking transactions such as transferring funds or checking account balances." READ MORE »

Fair Isaac has announced that it will team up with NYCE Payments Network to "deliver innovative device-profiling technology to the debit card industry, providing NYCE Network participants with one of the best fraud detection and prevention offerings in its class."

The PULSE ATM/debit network has announced it is offering "utility companies, lenders and certain other billers a new payment option that enables consumers to automatically pay recurring bills using a debit card without entering their personal identification number (PIN)."

Tablus has announced results of a "survey of 400 consumers' views on brand equity as it relates to data breaches and found that 87 percent lost respect for businesses that lost sensitive customer information."

ClairMail has announced ClairMail System Release 3, calling it "the first and only platform to support the “triple play” of all three user interface types available for mobile banking and payments: messaging (SMS and email), mobile web and native client applications." READ MORE »

Rebecca Buckman writes for the Wall St. Journal about TrialPay, a Mountain View, California-based startup that allows web merchants to offer consumers goods and services for free - if the consumer accepts another unrelated offer such as agreeing to open a new credit card account. Buckman writes about Zagat's use of TrialPay: "Zagat gets paid by the partner Web merchants for directing business their way -- sometimes even more than the $24.95 cost of a yearly Zagat subscription." More details at the TrialPay web site - and in this earlier article we posted on Payments News for July 17, 2007.

• AP: Credit Card Defaults Mounting
• Paymetric Announces Release of XiSecureTM, Encryption Management Solution for Enterprise Systems
• Visa Helps Office Depot Customers Speed Through Checkout Lines
• Merchant-Accounts.ca and Comodo Announce Strategic Partnership To Deliver PCI Compliance and Web Vulnerability Scanning to Its Canadian Customers
• Metavante Signs Two New Canadian Utility Clients for Document Composition Solution
• Bill Me Later, Inc. Named Sixth Fastest Growing Company by Inc. Magazine
• Memphis Daily News: Consumers Beware: Credit Pain Could Last Years

We have received news of the following recent management changes:

• Roger A. Barrios has been named chief information officer of TSYS Acquiring Solutions. Barrios was most recently CIO of RBS Lynk.