Glenbrook's Linda Elliott has been following the banking industry's efforts to comply with the FFIEC Internet Banking Guidance issued almost a year ago. We first posted her initial summary of bank strategies last September. Here's a link to her most recent update (version 7) with the latest on what the industry has been doing since then. Linda points out there are only about 30 business days left in the year for financial institution's to finalize their plans to comply.

Marilyn Munch of the Investors Business Daily reports on the holiday mood at Alliance Data Systems.

Shai Oster and Carrick Mollenkamp report for the Wall St. Journal on the efforts of Royal Bank of Scotland and its joint credit card venture with Bank of China which has so far signed up one million customers.

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