The American Bankers Association has released results of a recent survey of consumers that concludes that although branch banking still ranks first overall among consumer's usage, younger customers behave very differently.

The new issue of the Visa Quarterly focuses on emerging markets in an interview with Visa International's Debbie Arnold, vice president and managing director for emerging markets. Other articles include Financial Literacy Unveiled, Visa's Remittance Solutions, a look at WAY Systems' Mobile Transaction Terminal, and Credit Bureaus and Visa.

First Data Corp. has announced that Todd Strubbe has returned to the company as president of First Data Debit Services. Strubbe will oversee First Data's debit processing business which includes the STAR Network, reporting to David Bailis, president, First Data Financial Institution Services.

YeePay has announced the completion of a round of financing led by Draper Fisher Jurvetson, DFJ Dragon and joined by Intel Capital China, WR Hambrecht and several other institutional investors.

The Washington Post's Caroline Mayer writes about a colleague's frustration with his Chase-issued Amazon.com Visa card and its paper-based reward certificates. He says "It's no surprise I guess. While they want to make it easy for me to spend my money, they'd like to make it hard for me to spend their money."

David Kesmodel reports for the Wall St. Journal about concerns raised by the Independent Community Bankers of America about pending legislation in Congress that "would require financial institutions to block payments between U.S. residents and online casinos." Bankers and the ICBA are concerned that the ACH system provides no information about the nature of a recipients business and "would require a massive – and costly – overhaul to allow banks to identify transactions."

Lore Croghan writes for the New York Daily News about how the "25-and-under crowd is hooked on debit and credit cards" - including using them for small purchases. Croghan writes about a recent Visa USA survey about using cards for small purchase amounts.

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• Business Checks Added to Mix of Electronic Payments Processing Business Checks Can Be Converted to Electronic Payments Starting September 15th