AP Business Writer Joe Bel Bruno writes about recent SEC filings from Citigroup and JP Morgan Chase that credit card delinquencies and charge-offs could spike up in the second half of this year.

Emory writes: "One thing that may or may not be interesting to you, we use eCount cards with my employer for a rewards-system allowing for employee to employee cash awards." Check out the link for his blog posting on how this P2P reward scheme works.

Rich Miller posts on the Netcraft weblog that phishing e-mails sent yesterday targeting customers of Chase Bank and eBay were directed to sites hosted on IP addresses assigned to The China Construction Bank (CCB) Shanghai Branch. "This is the first instance we have seen of one bank's infrastructure being used to attack another institution," he says.

Nik Cubrilovic writes on TechCrunch about what he believes to be Google's plans to provide a seller reputation system by sharing some screenshots he's received reportedly showing how the system will allow buyer's to rate sellers -- in a manner essentially similar to what eBay, Amazon.com and others currently do today.

Note: Throughout the day, as Payments News happens, this post is updated.

• Chicago Tribune: CIA's personnel secrets found on Web
• San Diego Union-Tribune: Implant ID chips called big advance, Big Brother
• MarketWatch: Many products fight ID theft, but none fully prevent it
• UK: Watchdog slaps warnings on drastic plastic credit charges
• Korea: Public banks to ease'card slaves' burden
• Washington Post: Everything You Ever Knew About Yourself -- for $79.95
• Greenville, SC: Debit card users warned of data security breach
• Shanghai Daily: Bank moves into black in credit cards