AP Technology Writer Brian Bergstein reviews the MobileLime mobile payment service from Watertown, Mass.-based Vayusa Inc.

Most attractive are the discounts many MobileLime merchants offer in exchange for being able to track your spending. I got two freshly made smoothies for a total of just $1.09 thanks to the combination of two such deals. But that's about the only real advantage. It's not like you actually can leave your wallet at home.

MasterCard has announced it has filed a registration statement with the SEC for its proposed IPO.

Fidelity National Financial and Certegy have announced the signing of a definitive Merger Agreement under which Fidelity National Information Services, Inc. and Certegy will combine operations to form a single publicly traded entity.

Dan Ilett reports for Silicon.com on Gartner's report on PayPal's micropayments pricing written by Avivah Litan that we reported on last week.

Banks and vendors should sell PayPal payments to retail customers, instead of trying to compete with the online company, an analyst has claimed.

The Sydney Morning Herald reports on the Reserve Bank of Australia's September bulletin showing a contraction in the value of credit card transactions to $13.544 billion in July from $14.209 billion in June.

CommSec chief equities analyst Craig James said there had been a noticeable slowdown in credit card activity in 2005. "The remarkable thing is the average credit card balance is actually lower now than what it was in December of last year," Mr James said. "So for a seven month period, you've actually seen the balance contract rather than expand and that's just unheard of."

• Attention shoppers: More retail card deals seen
• Australia: Banks to adopt fingerprint id security
• MobileLime Review: Mobile Payment Has Growing Pains
• VeriFone and McAfee Deliver Payment Antivirus Solution
• Coca-Cola vending machines to offer mobile content
• First Data Names David Dibble Chief Technology Officer
• Qpass Creates Faster Path to Profit for Mobile and Media Industries with New Content Services Offering; Launches Fully-Managed Service for Creating Content-Heavy Digital Superstores
• PayPal Problems Continue to Plague Debit-Card Holders
• Citibank to lift stake in Shanghai Pudong Dev Bank to 19.9 pct - report
• The Identity Theft Resource Center(TM) (ITRC) Releases Its Second Identity Theft Victimization Study - 'Identity Theft: The Aftermath 2004'
• Alliance Data Systems Signs Multi-Year Agreements With Leading Building Material Supplier
• Asia Pay Continues to Increase Transaction Processing Volumes
• Affluent Americans More Concerned About Identify Theft Than Terrorism