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Innovations, Incentives, And Regulation: Forces Shaping The Payments Environment

Tags » Card Payments, Emerging Payments, Financial Regulators

The Federal Reserve Bank of Chicago has published a special edition Fed Letter titled "Innovations, Incentives, And Regulation: Forces Shaping The Payments Environment" (PDF) as a follow-up to its fifth annual payments conference held last May and summarizes the conference participants’ responses to the following questions:

  • What emerging innovations have the greatest potential to improve the payment system?
  • Why have certain payment innovations been more successful than others?
  • How does the current legal and regulatory framework affect the adoption of efficient payment mechanisms?


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