OCC and Credit Card Consumer Disclosures

Acting Comptroller of the Currency Julie L. Williams gave a speech (PDF) this week that spoke to credit card consumer disclosures.

I could make a similar point about credit card disclosures. This industry is highly competitive and card issuers are always soliciting for new customers.

But whether you are opening a brand new account, or considering a balance transfer from an existing account, how easy is it for you to compare important terms beyond the APR? Can you shop for a card based on an issuer’s ability to raise your rates or change other fees and terms?