Caroline Mayer writes about how add-on fees have taken over.

Citigroup started offering payment by phone -- for $9.95 per transaction -- after it saw a number of customers sending their payments by overnight mail. "That wasn't very economical, and our $9.95 fee is certainly better than a $15 to $20 overnight fee" as well as cheaper than a late fee, said Citigroup spokeswoman Maria Mendler. Citigroup late fees range from $15 to $35, depending on how much money is owed. And cardholders can always pay online, where payments are processed quickly without any fee.

Paul Boutin reports on Visa winning a lawsuit over the domain name evisa.com.

Electronic Frontier Foundation legal director Cindy Cohn clarified the decision's relevance in an e-mail: "Apple Computer, no matter how famous it becomes, cannot restrict the use of the word 'apple' to refer to the fruit. Yet here, the court has held that the Visa credit card company can restrict the ability of Americans to use the word 'visa' to when they offer travel-related information and services." Cohn said the EFF was considering an appeal next week.

Daniel Dasey reports on a rash of fraudster attacks on credit and ATM cards in Australia. ABC News reports an arrest in one of the cases.