Gail Hoffman: e-Payments
Gail Hoffman gave a presentation to the Electronic Commerce course at the Zicklin School of Business, Baruch College, City University of New York, last March which describes in wonderful detail the evolution and reality of e-payments. Gail was, for many years, with Citibank in New York. The full course material for Prof. Koufaris' Electronic Commerce course is also available here.
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