At yesterday's Under the Radar conference, Billing Revolution was the Judges' Choice winner. Billing Revolution announced a “single-click” mobile credit card checkout toolbox earlier this week.

APACS provided its latest quarterly statistical release on payments in the UK for the third quarter 2008. Among the highlights, APACS reported that debit card spending now accounts for 73.8% of all plastic card purchases in the UK by volume, up from 72 per cent in Q2.

Equifax has announced the Equifax online identity card or I-Card, with a beta test of what it is calling "a first-of-its-kind digital identity management solution that is designed to make online transactions easier and more secure for both consumers and businesses." READ MORE

Chase Paymentech has announced the results of a survey commissioned to provide insight into consumers’ attitudes towards gift cards. "The study, which polled 850 American adults, found that gift card awareness and usage remains very high, with nine in ten respondents having received or purchased a gift card. Additionally, two-thirds of respondents have bought at least one gift card within the past 12 months." READ MORE

• Oprah Loves Gift Card Lab - Gift Card Lab Featured in O Magazine's 2008 Holiday Gift Guide
• Survey by The Boston Consulting Group Outlines How Americans Plan to Curb Spending for Holidays and 2009
• O'Reilly Radar: Forget the bailout, start over: the New American Bank Initiative
• Credit Slips Blog: Do We Want More Consumer Lending?
• WesPay introduces ACH Audit Services
• Canada: HSBC MasterCard introduces new rewards program to help homeowners
• TransCard and Fishback Financial Corporation Join Forces
• VMware Takes Virtualization Discussions into Realm of PCI Compliance
• Capital One Bank: Student-Run Bank Branch Opens in New Jersey High School
• The Business Journal of the Greater Triad Area: Wells CEO noncommital on Wachovia's fate in Winston Salem
• KGO-TV News: Gift cards are useless when stores go bankrupt
• InformationWeek: Visa To Test New Credit Card Security Tactic - Security Blog
• New Fed Survey Confirms Tightening Credit Card Practices
• Toronto Star: Credit card costs soar for hard-hit consumers
• Voiceprinting: Victrio's Fraud-Fighting Watchdog
• Springbok Services Appoints Director of Compliance and Risk Management
• Slow Economy? Intuit Billing Manager Speeds Payments for Small Businesses
• The Better Banking Blog (Australia): Payments innovation stalls, starting with project MAMBO
• CNBC.com: The Real Deal Behind Prepaid Cards - On the Money
• Alliance Data Signs Long-Term Contract Renewal with Leading Specialty Retailer The Buckle
• EarthLink Offers Internet Tips for Secure and Cost Effective Online Shopping
• GSI Commerce and Levi Strauss & Co. Extend E-Commerce Partnership with Seven-Year Contract