The Credit Slips blog reports on six research papers to be presented at the upcoming conference "Recent Developments in Consumer Credit and Payments" sponsored by the Federal Reserve Bank of Philadelphia on September 20-21.

The annual report of the Federal Reserve Bank of St. Louis examines banking mergers and acquisiitons over the past two decades. "Our goal is to make certain that the banking industry evolves in a way that preserves the benefits of competition and ensures a safe and sound banking system. So, even if your bank has changed owners three times in the past two years, rest assured that the Fed (or another regulator) has scrutinized each transaction to make sure that the best interests of the industry, the local market, the bank and you are upheld."

Forrester's Mary Pilecki has published a new report titled "Coming Soon: Remote Deposit Capture For Consumers?" "With check writing quickly dwindling as a payments instrument, RDC for consumers might not have time to evolve into readiness for mass adoption, in which case it is likely to be a bridge technology relevant for a maximum of 10 years."

Vanessa Rozier writes for the Naples (Florida) Daily News about Wal-Mart's new MoneyCard - a prepaid Visa debit card. "Wal-Mart called the card a “life changer,” but it could be more of an industry changer, as the company grows into the banking industry."

• Russia's First Monoline Credit Card Company Selects TSYS
• Datacard Group Accelerates Card Delivery with a Fast, Stand-Alone Solution
• More Than 500 Online Retailers Now Offering PaidByCash
• Seven of the World’s Top 20 Banks Rely on ACI Solution to Detect Fraud and Fight Identity Theft
• Pentagroup Adds New Analytics Capability to Improve Collections
• SiNSYS Implements Fair Isaac Falcon Fraud Manager to Enhance Debit and Credit Card Processing in Ten European Countries

We have received news of the following recent management changes:

• Robert M. Sigler has been named CFO at Pay by Touch. Sigler is Co-Founder and President of the Global Trust Ventures private equity fund, a significant investor in Pay By Touch.