BancorpSouth has announced that its banking customers who subscribe to the AT&T Mobility wireless service can now download the mobile banking application directly to their device, where they can access the application anywhere and at any time.

Evan Schuman reports for eWeek's Channel Insider on more details about the recent TJX payment card data breach.

Visa USA has announced the national launch of its What's My Score program - including giving away 5,000 free FICO credit scores - to college students. The launch coincides with the release of a new survey of credit and debit cardholders that shows that only 17 percent of those surveyed knew their FICO credit score by the time they were 21 years old.

BITS has released an ACH Check Conversion Risk Management Toolkit (PDF) to "educate financial institutions’ fraud department personnel and investigators about the benefits and risks associated with ACH check conversion." Interestingly, the report includes this comment: "The ACH network, which historically has had minimal fraud, has seen a large uptick in fraudulent transactions, similar to the various types of fraud experienced in the check environment environment."

First Data International has announced findings from a study of banking fraud in Europe, Middle East and Africa in which fraud experts from 52 banks across the region called for greater co-operation in the fight against fraud while acknowledging the significant barriers that stand in the way of collaboration.

Ben Charny reports for MarketWatch on the integration of PayPal send money functionality into the latest version of the Skype client software. More details at the Skype Beta blog.

Fiserv has announced it is now exchanging checks with Bank of America through Viewpointe, a provider of check image exchange and archive services in the United States. The agreement enables Bank of America to connect to thousands of endpoints on the Fiserv Clearing Network, while allowing other Fiserv customers to exchange images directly with Bank of America.

Gemalto has announced a "new end-to-end solution to help Canadian debit and credit card issuers implement the international EMV standard. Its EMV Pilot Package includes microprocessor-based smart card technology to provide better security to cardholders, as well as personalization and consultation services."

Jenn Abelson reports for the Boston Globe on the TJX data breach reported earlier - saying the breach involved "at least 45.7 million credit and debit card numbers" stolen over a period of several years. The data was provided by the company in a 10-K annual report filing with the SEC yesterday.

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