It's Springtime and there's PayPal in the Air! PayPal Mobile that is.

Last week, the world learned a bit more about PayPal's next steps in mobile payments and mobile commerce. This weekend, we've taken a deeper look at PayPal's move into mobile payments. We invite you to add your own comments as well - either by choosing to comment on the post directly or by simply sending us an email with your thoughts and telling us it's OK to share (to send us an email, just click on the Feedback link at the bottom of any page).

Business Week this week takes a look at two subjects critically important to retail banking these days - rewards and the analytics that look at customer behavior to figure out how best to target products (and rewards) to consumers to maximize their uptake and minimize any potential that they'll churn out the door to a competitor.

Here are some highlights from the recent Payments News Reader Survey.

Binyamin Appelbaum reports for the Charlotte Observer on the important difference and associated implications between debit cards and credit cards when it comes to so-called zero liability policies: "When someone steals a credit card, they are spending the bank's money. When someone steals a debit card, they are spending your money."

• EmigrantDirect Hikes Cashback Credit Card Rebate to 1.4%
• Columbus Dispatch: American Visa cards face glitch in Britain (Chip and PIN)
• Chicago Tribune: Debt stands in the way of your life
• The Age (Melbourne, Australia): Smart card ups the ante in fighting fraud
• Los Angeles Times: Know the 5 factors that determine credit score