Aleksandra Todorova reports for SmartMoney.com on some of the new incentives that banks are offering to new customers such as Citibanks Apple iPod Shuffle promotion and PNC Bank's Blackberry promotion.Better than toasters!

The BBC reports that the amount of credit card debt outstanding in the UK has fallen for the first time since May 1994. During April, cardholders paid £40m more off their credit card than they spent and over the past six months the rise in new card debt has slowed.

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