The Association for Payment Clearing Services (APACS) in the UK says that after consumers have been advised of online risks such as phishing, they may stop providing refunds to those customers who have safety information but ignore it.

The Weekend Australian reports on the debit card market in Australia and a new marketing push by Visa.

Kristen Millares Bolt reports in the Seattle Post-Intellligencer on gift cards.

Gift cards as a modern method for spreading holiday cheer may not have been what St. Nick had in mind when he first began loading up his sleigh, but it's going to allow people to stuff their own stockings. It's a sure bet walnuts and oranges won't be rounding out the toe.

eWeek reports on a surge in phishing attacks against banks that began on Veterans Day.

MSN Money carries a Bankrate.com story about how to take advantage of some of the current credit card balance transfer offers to get a one year, interest free loan.